Extensive Expertise
What Makes Us Special
IVY Receivables is an expert in maximizing the value of distressed debt. We are the go-to choice for small business debt purchasing, debt collection and debt restructuring transactions. Whether your business needs a cash infusion by selling its bad debt, collecting its debts, or restructuring a borrower’s debt stack, we are here to bring our professional services to help you and your business survive and thrive.
It is our hope to provide our full suite of services when it comes to debt management. We are here to help you and your company succeed. We advise and assist companies through every phase of this process. Whatever your needs, we will work with you to make sure they are met in a professional, intuitive, unique, and straightforward manner.
Distressed Commercial Debt Purchasing
IVY Receivables focuses on distressed and deep value opportunities in small business debt, typically entering through the top end of the capital structure. We typically take an active role in the transaction, whether we are leading the turnaround or restructuring of the business or obtaining maximum value for all parties through a liquidation. Our investment range goes as low as $25,000 and as high as $5,000,000.
Commercial Collections
We use a debt collection platform to make the process as seamless and straightforward as possible for all parties. This new way to collect commercial debt drastically improves recovery rates and the overall experience for everyone involved.
Debt Restructuring
We create value through active involvement in the company's restructuring, usually through cash management and forecasting, but also via operational improvements. Many small business owners are experts at building their business, but can use high-end professional assistance in these "non-essential" (though vital) aspects of their business.
Pre-Funding Underwriting
Our most common form of pre-funding underwriting assistance comes in the form of a detailed collateral audit. Lenders and factors need to know what assets they can recover as a last resort to make up losses in case of default. We have underwritten 1000s of deals for tens of lenders and factors to give them the confidence they need to fund, or advise them to decline the deal.
Accounts Receivable Consulting
IVY's accounts receivables professionals use a simple three step methodology in helping lenders and funders manage their AR. First, we provide an in depth analysis of the current state of our client's AR. Second, we utilize risk management and operational processes to formulate a go-forward strategy. And finally, we oversee the company's implementation of our strategic implementation. This three step process greatly reduces our client's bad debt, by managing their AR properly before accounts are deemed delinquent.